Category Archives: Travel tips

Lack of money for vacation trips? What can you do?

Here are the financial options and what they cost

Personal loans have become the most popular option among travelers, as it is extremely easy and convenient.

The summer vacation travel season is fast approaching. Most of you would already have confirmed your travel plans and your reserved tickets for some fun and some colder climates, either at home or abroad. But are you one of those who face a cash crisis that forces you to postpone your family vacation plans?

Well, there is help at hand. There are several travel financing options that you can have that will allow you to join the fun. You can pay your fees to your lender once you return.

“There are multiple financing options to finance one’s vacation trip. Personal loans have become the most popular choice among travelers, as it is extremely easy and convenient.With instant online approvals and fast processing, banks They disburse loan amounts in a few days.Some banks and NBFCs have also started to offer a special brand variant of personal loans called travel loans.However, the characteristics and benefits of these are almost identical to personal loans “said Naveen Kukreja, CEO and co-founder of to Moneycontrol.

Of course, you can also use your credit card to finance your vacation, since they allow an interest-free period of between 20 and 55 days to pay the fees. You can also convert these installments into EMI for easier payment. “Alternately, you can also take a loan on your credit card.” These are generally pre-approved loans offered by credit card issuers based on the type of card, the expense on that card, and the payment history of the bill. The disbursement of these loans is usually faster compared to other types of loans and, sometimes, is provided without documentation, “Kukreja said.

RELATED NEWS: Use These Tips To Get The Most Out Of Your Trip

If you are looking for cheaper options, you can try to get a loan against a fixed deposit or securities such as stocks, bonds or mutual funds. “If we go a little further, the secured loan against FD and gold can also be an option in addition to the credit / personal loan card.The loan amount here could depend on the value of the underlying savings / deposits,” says Rishi Mehra , CEO of However, he says that these options should be the last on the list.

Mehra advises using part of the savings to finance pleasure trips, instead of seeking full financing. “If you have good savings or you can manage your leisure expenses without having to resort to any financing, nothing is better than that, use it to reduce your reimbursement burden, but if you do not have enough finance to finance your leisure needs, look for a loan , but be sure to check and compare the rates offered by the various lenders to get the best deal, “he said.

Taking advantage of finances involves fees and charges, such as a one-time processing fee, prepayment fees. Although the interest rates depend on the applicant’s profile, it is generally higher than 11% per year and can increase considerably depending on the option you choose. In general, lenders charge a processing fee between 1.50 and 2% of the loan amount, while prepayment charges range from 3 to 4% of the outstanding principal.

Find out more option loans at

Use These Tips To Get The Most Out Of Your Trip

No matter how experienced you are as a traveler, each travel trip is different, and requires planning. Fortunately, the process of planning travel becomes much easier if you have the proper knowledge and know where to start. The guidelines in this article are perfect for anyone who is interested in traveling.

Create a packing list for your trip! Create this list either a few months to a week before your trip. Even if you actually pack the stuff at the last moment, you can still be organized and avoid packing unnecessary stuff.

Keep a photo of your children on you at all times, in case they become lost. Not knowing your child’s whereabouts is frightening. However, in case it happens, you should be prepared. If you have a picture of your child on hand, it can really help to locate him or her in a crowd more quickly.


Be aware that in some foreign cities many criminals will pose as policemen. Don’t give anyone your original passport, because this could set you up for theft. If they insist on transporting you to an office, walk with them. Do not ever agree to go somewhere with someone you don’t know.

When traveling by air, do not count on the airline to provide for your needs, even on a long flight. Make sure you bring along a blanket, pillow and if you will use them, headphones. You may also want to think of bringing your own food so you can eat what you want.

If your travel takes you to amusement parks or any other place that requires tickets, purchase them online. Many times you can print them at home and save some money, too. This sometimes costs a small amount extra, but the time saved waiting in a line makes up for it. Some places have time blocks that you can enter. This is another good way to avoid lines.

Travel can be a very educational experience for every member of the family. You should not fear traveling if you take the right precautions. It will be a great opportunity for your children to see how different parts of the world operate. When you spend time abroad, you give yourself and your family a greater understanding of another culture and the world at large.

As soon as you can, find out if you need a visa for entry to the country that you plan to visit. The processing time for travel visas can vary greatly, so it is recommended that you complete the application process well in advance of your departure date. If you don’t have the correct visa, you won’t be allowed to enter some countries.

Candles are a nice touch to help a cheap hotel room look nicer. It will freshen the air in your room. Using the same scent you would use at home, may help you go to sleep more quickly in an unfamiliar place. A lot of retailers carry these candles, which sell in sizes convenient for travel and devoid of wax drips.

Some people may find travel plans hard to deal with; it can be intimidating. By utilizing all the resources you have available, trip planning can be much easier. If you follow these suggestions, you will be able to easily make travel plans.

You Can Find An Exciting Destination To Visit Without Spending An Arm And A Leg

You Can Find An Exciting Destination To Visit Without Spending An Arm And A Leg

Traveling to far-off places and seeing the world is enjoyable and fun for most people. If you feel like you’re paying too much, however, some of the fun may be sucked out of it. You might not be able to afford to do everything you want. If you would like to save money when you travel, please read the following article to learn tips on how you can keep travel expenses to a minimum.

Watch out for faux cops or faux government officials in foreign countries, as they may be criminals. Never hand over your original passport, as you might not get it back. If they want to take you in for questioning, insist on walking. Never get into a car with a strange local.

Make sure to get to the port city the night before your cruise to avoid the chance of missing it. Ask the staff of the hotel if there are any unpublished parking deals.

Bring clothespins on your next trip. These are not typical travel gear, but they do come in handy.

Try to work in some physical activity before your flight. Multi-hour flights can take a lot out of you. Not to mention the effects sitting for long time can have on your body. This is why hitting the gym or at least stretching before boarding a flight can lessen or completely eliminate any cramps.

When traveling by air, wear loose, comfortable shoes that can be removed easily. Security procedures require you to take your shoes off. Comfort is very important. You are not going to have to do as much walking as you will sitting in most cases, so the heavy-duty support isn’t really that necessary. Instead, wear something lighter, like sandals, for more comfort.

You can see exotic animal and plant life in the memorable and remarkable vistas of the desert. Someone who has never experienced a desert will likely find their first exposure very striking. Life is not too short to include a peek at the unique environment of an arid region.

Find out as soon as possible whether you require a visa to enter the country you are travelling to. Because visas may take a while to be approved, apply for one long in advance of travel. Without the right paperwork, you could be prevented from entering your destination country.

Booking travel online is a great way to get everything done at once. For help planning your trip, let a travel site help you. You can book flights, hotels, and rental cars all from your computer! Reviews and pictures of hotels are easily at your disposal. You’ll also find great discounts while planning your trip, and deals are often offered for last-minute arrangements.

Candles are a nice touch to help a cheap hotel room look nicer. Candles can really improve the aroma of a room. Also, it creates a romantic and relaxing atmosphere and could get you to fall asleep. These candles are available in travel sizes and in drip-free formulations.

You can remove the annoyances from your journey by traveling smart and applying tips you have learned. No matter where you are going, you will always have more fun when you know that you got a good travel deal.

Travel loan – 4 Things to Know

Do you dream of a vacation but do not have the money to make it happen? Do you find yourself daydreaming with adventures in a foreign country or do you imagine yourself lying on a white and deserted beach, listening to the waves? Well, your vacation dreams may not be as distant as they seem. With a travel loan from Westpac, he could be lying in that solarium.

Guide to travel loans

Travel Loan

If you need to travel for a wedding or a distant relative’s birthday, or if you want to finance a unique vacation such as a honeymoon or round the world, a personal loan at a low price is one of the easiest and most convenient ways to pay your Dream trip Here is a quick guide to using a loan to pay for a vacation, as well as some tips to find the best offer.

What is a travel loan?

A travel loan is simply a type of unsecured personal loan that is intended for travel purposes. (Westpac)   It can help cover the costs associated with your vacation, such as airfare, lodging, tours and even new travel accessories.

Whenever possible, it is better to pay for vacations using your savings. However, a cheap personal loan can be a great way to finance a trip that your finances can not cover at one time.

Advantages of a travel loan

A personal loan allows you to spread out the cost of your holiday over the life of the loan.

The advantages of choosing a travel loan include that your payments are fixed, which facilitates the budget, and that you can usually choose to pay the borrowed amount between one and five (or at least three) years.
Therefore, although you will pay less interest in general if you can pay for travel loans in a shorter period of time, you also have the option of distributing the cost and reducing the amount of the reimbursements if necessary.
In addition, you can sometimes take a paid vacation of, say, two or three months at the beginning of the agreement.

How it work?

An unsecured personal loan used for travel works in the same way as an unsecured personal loan. You can borrow between $ 4,000 and $ 50,000, depending on your circumstances, and you can choose a loan term of 1 to 7 years.

The duration of the loan will determine the amount of your refund. You can choose the frequency of your reimbursements, weekly, biweekly or monthly, to help you with your cash flow.

Are you Ready to see if an unsecured personal loan can fund your next travel adventure? Find out more.


No Money – How to travel?

“How to save money for a trips?”

One of the greatest myths out there is that you should be rich to travel. With these straightforward however groundbreaking hacks I’ll demonstrate to you proper methodologies to go without cash!

We should rehash that.

You don’t should be rich to travel.

Actually, a restricted spending plan is a test that regularly comes about in funnier head out experiences and stories to tell. After all the best things in life are free… or possibly shoddy!

Just remember , If you want to take a trip  and worries about travel budget is, it’s best to have a plan in place!


Here’s some simple  hacks to travel more often with a smaller budget ( manage your finances and save money)

1 – Stay in Hostels For Free

Paying with cash is so last century. World Packers allows you trade your abilities with the expectation of complimentary settlement in inns around the world.

So instead of paying, you can actually collaborate with your hostel. You can end up improving their website, painting a new wall or even bartending. Just be creative!

2- Look For Free Days

A simple yet so powerful tip. Museums and other tourist sights often have free days or discounted days.

Prior to your flight, ensure you look on their site for this information.

In Barcelona for occurrence nearly of the greater part of the significant historical centers are free on Sundays after 3pm. The Vatican Museums in Vatican City have free permission on the last Sunday of the month.

3- Free Walking Tours

One late improvement in Europe is the coming of free strolling (or notwithstanding biking) visits. It’s an awesome approach to become more acquainted with the place by the eyes of a neighborhood at a negligible cost. In expensive places,  free tours can be a great way to save money. You can meet loads of people too!

4 – Seek Out Free Wifi

We all need to communicate, google some essential stuff or post some photos on Facebook to make everyone at home envious. Finding WiFi abroad is becoming the Holy Grail.

Start with booking accommodation with WiFi available. It’s convenient to communicate with people back home. While you are outside, versatile applications like WifiMagic make beyond any doubt you are continually granulating the systems adjacent.

5- CouchSurf

Couchsurfing connects travelers with locals willing to let them stay with them for FREE.

Frequent users of this website never have to pay for accommodation all around the world. While you can’t afford to be picky – you might get an air mattress or a lousy couch – it’s always free!

6- Walk and Walk…

For me nothing beats walking when I’m abroad. It keeps you active while allowing you to fully explore a new place. There’s no better way to get lost in narrow streets, experience the local cafés or talk with locals. Ah did I mention it’s FREE?

7- Get Paid To Be a Travel Mailman

Ever been asked to bring something from a trip? Now you can finally get paid to do it! Grabr is a peer-to-peer shopping and delivery network that connects shoppers and travellers all around the world, generating a win-win situation.

Customers get a peculiar thing from anyplace conveyed wherever they need and explorers have an additional approach to acquire additional cash to proceed with their voyages.

It’s literally making money while you travel!

8- Land a Job Abroad

I know, who wants to work while you are on vacation?

But if your desire to wander away is stronger than a desire to build a career, this is a great way to fund your next adventures. Not only that, you’ll be making friends and get a taste of the local culture.

Short-Term Jobs Abroad To Make Money While You Travel, here!

  • Bartender
  • English Teacher (requires a TEFL degree)
  • Ski Resort Worker
  • Waitress
  • Farm Worker (see #4)
  • Local Tour Guide
  • Lifeguard
  • Hostel Worker (see #2)

9- Become Flight Search Savvy Online

Using flight comparison websites can go a long way to find the absolute best price for your upcoming trip. I always set up their email alerts to let me know whenever there is a good deal.

Hopper goes deeper and gives you insights on the price range of the flight you’re chasing, and in addition the normal value development until your takeoff.

I’ve also written a full guide on how to find cheap flights online, full of flight hacks you can start applying today.

Source: geekyexplorer